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Today's Program Notes

Show 10: Alternative Investments

Alternative Investments are known by that title because they are, in fact, an alternative to the stock market and the bank.  Most people buy into the idea that there are only two places to invest money—the stock market and the bank.  Not true.  In fact, alternative investment business models are all around you everyday, and you probably never even knew.   

Things to Know:

  • These partnerships can offer annualized returns in the 6% to 18% range, paying distributions quarterly or monthly. 
  • They typically have a holding period of 3 to 10 years. 
  • A lot of these investments are appropriate for qualified money such as IRAs. 
  • The public programs will have a minimal investment requirements, typically in the $1,000—$5,000 range, whereas the private versions will likely be in the $25,000—to $100,000 range.
  • Each partnership is different, so read each prospectus and brochure carefully. 
  • Although there is no stock market risk associated with partnership programs, they do have risks and are certainly not guaranteed. 
  • The three most common risks to be aware of in this category are liquidity, business, and financial.

Speak with a Recalibrate Recommended Financial Professional about alternative investments >